Veterans Assistance
WV Veterans Home Loan Program
-
For veterans, active-duty service members, and surviving spouses -
Up to $7,500 in down payment help -
Often forgivable if you stay in the home for a set period
Statewide Programs from WVHDF (West Virginia Housing Development Fund)
Low Down Home Loan
-
Up to $8,000 in down payment and closing cost assistance -
Comes as a 15-year second mortgage with a low interest rate (around 2%) -
Must be used with a WVHDF first mortgage (Homeownership or Movin’ Up Program) -
Available for homes in West Virginia used as a primary residence
Homeownership Program
-
Designed for first-time buyers -
Offers low interest rates and up to 100% financing -
Must meet income and home price limits by county -
Requires a homebuyer education course
Movin’ Up Program
-
For repeat buyers or those upgrading -
Also eligible for down payment assistance -
Income limits are higher than the Homeownership Program
Helpful Links: